Business insurance helps financially protect your company’s assets, employees, property, and operations against unexpected events, such as accidents, lawsuits, property damage, or other covered losses. It gives you peace of mind and helps safeguard your business’s future.

We offer a wide range of tailored commercial coverage options, including but not limited to:
Commercial General Liability
Commercial Property Insurance
Commercial Auto Insurance
Workers’ Compensation
Directors & Officers Liability
Builders Risk Insurance
Professional Liability (E&O)
Surety Bonds
…and more, all designed to fit your specific business needs.

Each business is unique; the right coverage depends on your industry, size, risk exposure, number of employees, and assets. Our experienced advisors will review your business operations with you and recommend the appropriate mix of policies to protect your risks.

Insurance costs vary based on several factors, including your industry, location, type of coverage, number of employees, payroll, revenue, business assets, and claims history. We’ll work with you to find competitive premiums that fit your budget while ensuring proper protection.

This policy covers common business risks like bodily injury to customers, property damage to others, legal fees, advertising injury, and certain completed operations, helping your business manage financial exposure from everyday activities.

A standard homeowners policy may not cover business activities. If clients visit your home, or if you store business equipment, you likely need a commercial policy. Contact us for a review of your specific situation to ensure you’re properly protected.

Yes. In addition to traditional business insurance, we can design employee benefit solutions that help attract and retain top talent, encompassing health, dental, and vision plans, as well as retirement benefits and wellness programs.

If your business needs to file a claim, contact us right away. We’ll guide you through the process, help gather documentation, and work with the insurer to ensure your claim is handled efficiently and fairly.

We recommend reviewing your insurance annually, or anytime your business changes — such as hiring more staff, expanding locations, adding equipment, or launching new services — to make sure your coverage meets your current risk profile.

It’s easy, just contact us with your business details, and one of our advisors will prepare customized insurance options and pricing tailored to your needs. We’ll help you compare coverage and find the right fit. https://calendly.com/steve-souza