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Excess Liability

Souza Insurance Agency has provided protection from financial losses related to excess liability for businesses across North America for over 33 years.

Souza Insurance Agency offers Excess Liability Insurance that provides protection from unexpected expenses related to many of the most common types of accidents that can affect your business, which are in excess of the primary limits.


Commercial Excess Liability insurance provides coverage for big, unexpected events that can be catastrophic to your company. This coverage provides an extra layer of protection from exposures that can affect your business and lead to a lawsuit from Bodily Injuries to people who are not your employees, Products-Completed Operations, Damage to another person’s property, court and legal fees, medical payments, advertising harm, accusations of libel or slander. The cost of Excess Liability varies depending on your type of business and policy details, like coverage amounts and limits.


An Individual or Businesses that has a daily exposure to risks that many individuals and businesses face every day. Businesses such as Property Owners, Property Managers, Restaurants and Food Services, Retail and Ecommerce, Consultants and many more. Having excess liability coverage may be an important consideration for your organization’s risk management plan and peace of mind.

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